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*Applicant(s) Minimum Eligibility

Minimum annual income must be £15,000 and employed, be above the age of 23 years, excellent credit rating and no missed credit payments, CCJs or defaults. Must be on the Electoral Register.

Important Information

If you do not meet the above eligibility criteria you will be declined for this rate. You can choose to view alternative options through our sister brand Aspire Money. Interest rates are based on your personal financial circumstances.


Citrus Loans has processed over 100,000 loan applications from trusting customers and helped thousands save money on loans!

Citrus Loans is a Credit Broker, not a lender

The power is in your hands

Instead of you applying directly to each Lender, which may leave a number of footprints on your credit report, Citrus Loans utilises ‘soft search’ functionality to source options for you and this search will not affect your credit rating. Only when you decide to proceed with a loan or credit card option, will the Lender of choice complete a full credit search which will be recorded on your credit profile.

Citrus Loans does not offer financial advice or recommendations. We are here to do the legwork in assessing your profile against our panel of Lenders criteria and present you with loan or credit card options that you may qualify for. All loans and credit card facilities are subject to final checks by the Lenders on our panel and may require additional verification.

Applying for a loan is quick and simple

The power is in your hands

Our easy to use form and quick response time have earned us a nearly perfect score on Feefo and TrustPilot. The lenders on our panel can arrange longer term loans to suit your requirements. Once you supply us with some basic information we can provide you with the options available to help you find a loan.

Because we work directly with long term lenders, they can give a loan assessment in seconds. The lenders will then use the information you have provided to run their own checks. If you qualify the lenders will offer you long term loan options.

Our service is rated EXCELLENT by over 300 customers
4.5/5

We do not charge fees

We do not charge fees

If you take a product from one of the lenders on our panel, Citrus Loans will earn a commission on completion of your loan.

We love helping our customers

We love helping our customers

Citrus Loans has built a great reputation for assisting customers in securing a loan and we constantly look to improve the way we do business. We understand how difficult it is for customers to search different loan providers and we are here to simplify that process for you whilst providing a great service.

Important information


Lenders on our panel offer unsecured loans from £2,000 to £25,000 over terms between 1 and 5 years with APRs from 5.9% to a maximum APR of 49%.  Eligibility Criteria applies