Complete your application with no impact on your credit score
In the last 12 months, we have successfully placed customers for over £60 million in loans with lenders on our panel.
You can choose to complete the full application on your own or request for one of our friendly consultants to call you back and complete this for you
Our services are free! If you take a product from one of the lenders on our panel, they will pay us a commission once the funds are deposited into your account.
Representative Example: Annual Interest Rate (fixed) is % p.a. with a Representative % APR, based on borrowing £ and repaying this over monthly payments. Monthly repayment is £ with a total amount repayable of £ which includes the total interest payable of £.
*See eligibility criteria below and important information
Minimum annual income must be £15,000 and employed, be above the age of 23 years, excellent credit rating and no missed credit payments, CCJs or defaults. Must be on the Electoral Register.
If you do not meet the above eligibility criteria you will be declined for this rate. You can choose to view alternative options through our sister brand Aspire Money. Interest rates are based on your personal financial circumstances.
Citrus Loans does not offer financial advice or recommendations. We are here to do the legwork in assessing your profile against our panel of Lenders criteria and present you with loan options that you may qualify for. All loans are subject to final checks by the Lenders on our panel and may require additional verification.
Instead of you applying directly to each Lender, which may leave a number of footprints on your credit report, Citrus Loans utilises ‘soft search’ functionality to source options for you and this search will not affect your credit rating. Only when you decide to proceed with the loan, will the Lender of choice complete a full credit search which will be recorded on your credit profile.
We check eligibility for loans from our panel of lenders to save you time and get you the best deal based on your circumstances. Once you have submitted your details we will show you the options available.
We have secure direct links to the lenders on our panel and they are able to make the loan assessment within seconds of you submitting your information. Lenders from our panel will use the information you provide to carry out their checks and if you qualify they will offer you bespoke loans based on your personal circumstances as quickly as possible.
Using the details you have provided, we can also check your eligibility for credit cards. This will not impact your credit score. Credit cards can be great for making regular payments such as bills or buying petrol. You will be given a credit limit which is the total amount you have available on the credit card. Interest is charged if you do not clear your balance at the end of each month or if you use your card to withdraw cash. By staying within your credit limit and repaying your balance in full you could improve your credit rating. Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive or difficult.
We regularly review our panel of lenders to ensure that we continue to source a range of loan options and interest rates for customers ever changing needs. If you take a product from one of the lenders on our panel, Citrus Loans will earn a commission on completion of your loan/credit card.
Citrus Loans has built a great reputation for assisting customers in securing a loan and we constantly look to improve the way we do business. We understand how difficult it is for customers to search many different loan providers and we are here to simplify that process for you whilst providing a great service.
Lenders on our panel offer loans from £2,500 to £15,000 over terms between 1 and 5 years with APRs from 5.9% to a maximum APR of 49.9%.