Citrus Loans does not offer financial advice or recommendations. We are here to do the legwork in assessing your profile against our panel of Lenders criteria and present you with loan options that you may qualify for. All loans are subject to final checks by the Lenders on our panel and may require additional verification.
Instead of you applying directly to each Lender, which may leave a number of footprints on your credit report, Citrus Loans utilises ‘soft search’ functionality to source options for you and this search will not affect your credit rating. Only when you decide to proceed with the loan, will the Lender of choice complete a full credit search which will be recorded on your credit profile.
We check eligibility for loans from our wide panel of lenders to save you time and get you the best deal based on your circumstances. Once you have submitted your details we will show you the options available.
We have secure direct links to the lenders on our panel and they are able to make the loan assessment within seconds of you submitting your information. Lenders from our panel will use the information you provide to carry out their checks and if you qualify they will offer you bespoke loans based on your personal circumstances as quickly as possible.
Using the details you have provided, we can also check your eligibility for credit cards. This will not impact your credit score. Credit cards can be great for making regular payments such as bills or buying petrol. You will be given a credit limit which is the total amount you have available on the credit card. Interest is charged if you do not clear your balance at the end of each month or if you use your card to withdraw cash. By staying within your credit limit and repaying your balance in full you could improve your credit rating. Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive or difficult.
We regularly review our panel of lenders to ensure that we continue to source a broad range of loan options and interest rates for customers ever changing needs. So irrespective of a poor credit history, we may be able to source you a loan. We believe that all customers should be treated equally and given the best support in finding a loan.
If you take a product from one of the lenders on our panel, Citrus Loans will earn a commission on completion of your loan/credit card.
Citrus Loans has built a great reputation for assisting customers in securing a loan and we constantly look to improve the way we do business. We understand how difficult it is for customers to search many different loan providers and we are here to simplify that process for you whilst providing a great service.
We frequently help customers who have been turned down by their banks or customers with different credit histories. By helping you find a loan, you will be able to improve your credit score if your payments are maintained, which is great in managing your finances effectively.
Lenders on our panel offer loans from £2,000 to £25,000 over terms between 1 and 5 years with APRs from 6.4% to a maximum APR of 299%.
WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk