Terms & Conditions

When we refer to Citrus Loans, 'we' or 'our' in our Terms & Conditions we mean Citrus Loans.

Citrus Loans is a trading name of Aspire Money Limited. Aspire Money Limited a registered credit broker in England No 06457376, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 681346). DPA Licence Number: Z1262766. We do not charge any fees and if we are successful in finding you a financial product, our income will derive from commissions paid by finance providers on completion of your loan.

We will not provide you with any personal product recommendation; we will only provide you with loan options from lenders on our panel where you meet their criteria from which you can make an informed decision on which is the right loan option for you. You will be made aware by the lender of any product charges/fees/commissions involved with purchasing that product. They will also explain the cancellation rights contained within the terms of your credit agreement so please ensure that you read the terms and conditions of the credit agreement carefully before you make a final decision.

We need to provide you with certain information and have provided this in summary disclosure, should you wish to see our full disclosure, please click on: Full Disclosure Document.

Companies and individuals who process and retain personal data about their customers under the Data Protection Act are required to tell customers how their information will be used and for what purposes. Our Privacy Policy describes how your personal data is processed and your rights relating to that personal data. We will use the information you provide to us for the purposes stipulated in our Privacy Policy, this is important information that you should read carefully before you submit your application.

When dealing with customers, Citrus Loans will disclose any conflict, where it arises and becomes apparent, to a customer prior to undertaking business or in the event that disclosure is not appropriate to manage the conflict, Citrus Loans will decline any transaction that gives rise to a conflict of interest.

We may disclose your information to a lender or lenders in accordance with your application, another broker if we are not able to arrange finance for you, other carefully selected product providers and regulatory bodies to ensure we process information correctly and are complying with regulatory requirements and other legal authorities if required by law.

We regularly review the information on our website to ensure that it is up to date and accurate. Although, we cannot guarantee this and neither can we guarantee that it is suitable for your purpose. You are responsible for checking the information and ensuring that it meets your requirements. We may make changes to the content of our website at any time.