Representative example: If you borrow £15,000 over 3 years at a Representative APR of 9.9% and an annual rate of 9.9% (fixed) you would pay £408.34 per month. The Total charge for credit will be £2,292.24. Total amount repayable is £17,292.24. The %APR rate you will be offered is dependent on your personal circumstances. Citrus Loans is a trading style of Aspire Money and is a credit broker and not a lender.