Citrus Loans have a panel of lenders that offer unsecured loans up to £25,000 with a repayment period between 1-5 years.
Citrus loans has a limited panel of Credit Card companies that provide credit card options, credit amount and terms are dependent on your personal financial circumstances.
An unsecured loan is a loan that is supported solely by the borrower's creditworthiness, it is not secured against an asset - for example a vehicle or house. As there is no collateral attached to an unsecured loan, loan providers may see you as a higher risk.
A credit card lets you spend money on credit, essentially having a loan for the amount you spend using a credit card. A Credit card provider (Lender) will determine the total amount of credit limit it is willing to offer you based on your personal financial circumstances and your ability to repay the credit.
Ordinarily, if you pay your credit card bill in full each month, you won’t pay interest on what you’ve spent on your credit card. If you make cash withdrawals though, interest is usually charged on a daily basis from the day you take out your cash.
If you don’t pay off the monthly outstanding balance on your credit card bill then interest will be charged and increase the amount you owe.
Missing credit card payments could also damage your credit rating.
No two customers are the same, the Lenders on our panel will assess your individual circumstances with a view to offering a personalised financial solution.
The loan and credit card terms are dependent on your individual circumstances and will vary depending on the product and lender.
Lenders and Credit Card providers will provide the Terms & Conditions associated with loans or credit cards before you decide which is the right type of credit for you.
APR stands for Annual Percentage Rate and is used to describe the cost of borrowing money. All Lenders calculate APR in the same way which allows you to compare different lending products.
Citrus Loans welcome applications from all customers who are over 23 and currently resident in the UK. We pride ourselves in helping customers find a loan.