*Applicant(s) Minimum Eligibility

  • You must be at least 23 years of age*
  • You must be on the electoral register
  • You must be employed with a minimum annual income of at least £15,000
  • You must have an excellent credit rating and no missed credit card payments, CCJ's or defaults.

*some of our lenders have an upper age limit of 75 please call us to find out more

Important Information

If you do not meet our eligibility criteria you will be declined. Instead, you can choose to visit our other brand, Aspire Money Limited here: https://www.aspiremoney.co.uk

Representative 49.9% APR

The %APR rate you will be offered is dependent on your personal circumstances.

Aspire Money is a credit broker not a lender

Citrus Loans has processed over 100,000 loan applications from trusting customers and helped thousands save money on loans!

Citrus Loans is a Credit Broker, not a lender

The power is in your hands

Instead of you applying directly to each Lender, which may leave a number of footprints on your credit report, Citrus Loans utilises ‘soft search’ functionality to source options for you and this search will not affect your credit rating. Only when you decide to proceed with a loan or credit card option, will the Lender of choice complete a full credit search which will be recorded on your credit profile.

Citrus Loans does not offer financial advice or recommendations. We are here to do the legwork in assessing your profile against our panel of Lenders criteria and present you with loan or credit card options that you may qualify for. All loans and credit card facilities are subject to final checks by the Lenders on our panel and may require additional verification.

Applying for a loan is quick and simple

The power is in your hands

Our easy to use form and quick response time have earned us a nearly perfect score on Feefo and TrustPilot. The lenders on our panel can arrange longer term loans to suit your requirements. Once you supply us with some basic information we can provide you with the options available to help you find a loan.

Because we work directly with long term lenders, they can give a loan assessment in seconds. The lenders will then use the information you have provided to run their own checks. If you qualify the lenders will offer you long term loan options.

Our service is rated EXCELLENT by over 300 customers

We do not charge fees

We do not charge fees

If you take a product from one of the lenders on our panel, Citrus Loans will earn a commission on completion of your loan.

We love helping our customers

We love helping our customers

Our fast application process & smooth user journey have helped us produce hundreds of happy customers, our Feefo score currently stands at 4.5/5 which speaks to the quality of our customer experience. As such, when you apply for a loan with us you can be sure you will be supported by a first class business and customer services team, focused on giving you the best borrowing experience.